Overdraft Privilege

Ever Make A Mistake? Ever Caught A Little Short? We Care!
We'll Even Consider Paying Your Overdrafts!

We are trying to do everything we can to help. When you make mistakes or write a check for more money than your account holds, we offer a discretionary Overdraft Privilege service that will prove to be very helpful. (Some restrictions apply).

To you, OVERDRAFT PRIVILEGE means:
Fewer charges by retailers for insufficient funds checks.
Less aggravation and embarrassment.
Just that much more flexibility and convenience in managing your funds.

To qualify for OVERDRAFT PRIVILEGE, you must have made deposits totaling at least $400 within the last 30 days.

Of course, we are not promising to pay overdrafts. But if you maintain your eligible account in good standing, rather than automatically returning any items unpaid that will overdraw your account, we will consider, without obligation on our part, payment of your reasonable overdrafts.

By secure email you will receive notice of each overdraft, and your account will be charged an overdraft fee for each occurrence.

Our discretionary OVERDRAFT PRIVILEGE service requires no action on your part other than maintaining your eligible account in good standing. There are no additional documents to fill out or sign, and there are no extra charges to your account other than overdraft fees.

We are not obligated to pay any item presented for payment if your account does not contain sufficient collected funds even if we may have previously paid such items.

Overdraft Privilege is another good service and another good reason for banking with AmericaNet Bank®. Please read the Overdraft Privilege Policy to clarify any questions you may have. If you still have questions, please call Customer Service at (888) 210-2028.

AmericaNet Bank® is a trade name and trademark owned and used by All America Bank®. A division of All America Bank® - Member FDIC.